With inflation biting into family budgets and pandemic-era hardships lingering, April 2025 brings some good news—$500 direct payments are being issued to eligible Americans across several states.
While there’s no new national stimulus check, targeted programs in places like California and New York are stepping in with financial help. Curious if you qualify? Let’s break it down.
Overview
In April 2025, several relief programs are sending out $500 payments to help Americans stay afloat. These are state-led or legacy federal programs—not a blanket national stimulus. That means you’ll need to meet specific eligibility rules and apply through proper channels.
Here’s a quick look at the key programs making payments this month:
Program | Payment Amount | Eligibility | Status |
---|---|---|---|
IRS Recovery Rebate Credit | Up to $1,400 | Non-filers, missed 2021 stimulus | Closed (April 15, 2025) |
California FTB Monthly Plan | $500/month (12 mos) | Low- to mid-income residents who applied | Closed (March 31, 2025) |
New York Inflation Relief | $300–$500 (one-time) | Residents under $150k (individuals) | Pending approval |
Each program has its own process, so let’s dive deeper into what each one offers.
IRS
This program is officially closed, but it helped thousands of late tax filers get payments they missed during COVID-19. If you didn’t file your 2021 tax return by April 15, 2025, you’re out of luck for this specific credit—but there may still be other options like the Earned Income Tax Credit (EITC).
California
California’s Franchise Tax Board (FTB) kicked off a guaranteed income pilot earlier this year. It pays $500 each month to qualifying residents—adding up to $6,000 annually.
To qualify, you needed to:
- Be a California resident for at least 6 months
- File your 2025 state taxes
- Fall within the low-to-moderate income range
- Apply between January and March 2025
If you applied on time and met the criteria, your first $500 payment should have landed by mid-April.
New York
In New York, lawmakers are reviewing a plan to send one-time inflation relief checks worth $300–$500. Governor Kathy Hochul introduced it in the state’s 2025 budget proposal, but the program is still pending approval as of mid-April.
If passed, the program will target:
- Single earners making under $150,000
- Joint filers earning under $300,000
- Legal residents of New York State
Expect final word from the state by late April or early May. If greenlit, payments could begin this summer.
Apply
So, how do you make sure you don’t miss out?
Check Your IRS Records
If you think you missed earlier federal payments, log into your IRS account. Even though the Recovery Rebate Credit is closed, you might still qualify for EITC or Child Tax Credits.
Use Your FTB Portal
Log into your account at the California Franchise Tax Board website to track your application or payment status. Payments are sent via direct deposit or mail.
Stay Updated
Keep an eye on the New York State Department of Taxation and Finance. If the inflation rebate passes, they’ll update the application process and eligibility info.
Beware
Not all “stimulus” programs you see online are legit. Scammers love to jump on news of government payments. Always apply through official state or federal websites. Never pay to access benefits.
What’s Next?
These $500 payments are part of a broader trend of local and state governments stepping in where federal programs have ended. If you didn’t qualify this time, keep your tax filings and residency records current.
Many states are experimenting with future relief options—including guaranteed income, rent relief, and tax credits.
FAQs
Who gets the $500 in California?
Low- to moderate-income residents who applied before March 31.
Is the IRS stimulus credit still open?
No, the Recovery Rebate Credit closed on April 15, 2025.
When will New York payments be confirmed?
Late April or early May, after budget approval.
How do I apply for future programs?
Keep tax filings updated and check state benefit websites.
Are there federal payments in April 2025?
No new federal stimulus, only state/local relief programs.